Fidelity investments 401k

In your 30s, boost the bond fund to 15%, in your 40s, 20%, in your 50s, 30%, in your 60s, 40-50%. If you don't have a good bond fund available, just do the two funds and put the bond allocation into your Roth IRA. Good luck. Thanks for the thoughts. There were other funds (including bond funds) not in the image. 👏. 1015 18th Ave Ste 111. Monroe, WI 53566. CLOSED NOW. From Business: Edward Jones is an investment firm that believes your financial goals deserve a face to face conversation. We can help you prepare for retirement, save for…. 14. Edward Jones - Financial Advisor: Craig R Hoesly. polaris ranger wheels and tires package Before investing in any mutual fund, exchange traded fund, or variable annuity and its investment options, you should consider its investment objective, risks, charges and expenses. Contact Fidelity for a prospectus, offering circular or, if available, a summary prospectus containing this information. Read it carefully.Fidelity Investments announces Guaranteed Income Direct, which allows workers to convert a portion of their 401(k) or 403(b) savings into an annuity. ... 2 Internal information based on Fidelity ...Fidelity Investments wants to bring crypto to its workplace retirement plans. The firm announced Tuesday it will have a product ready in coming months to allow 401 (k) plan participants to direct ...The 10 Fidelity mutual funds (listed above) are ranked highest by TheStreet Ratings' methodology. Best Mutual Funds For 2022. Best Fidelity Mutual Funds for 2022. Best Small-Cap Mutual Funds for ... gr 630 regulator Call Us. Monday - Friday. 8:00 AM to 5:00 PM (EST) (800) 322-4600. See more about the Huntington Investment Company and our investment professionals at FINRA BrokerCheck. Learn More. swimsuit older women Mar 24, 2020 · Many of the best Fidelity mutual funds are ideal for retirement planning, including use in 401k plans April 22, 2020 By Todd Shriber , InvestorPlace Contributor Mar 24, 2020, 12:29 pm EDT April 22 ... How to pick 401(k) investments; IRA vs. 401(k) Roth 401(k) vs. traditional 401(k) Retirement calculators. All retirement calculators; ... Mutual funds. Fidelity performs great in this area, and it ... desk pcYou'll pay $49.95 at either broker to buy mutual funds outside the no-fee list. Broker-assisted transactions are $25 at Schwab and $32.95 at Fidelity. The margin rate for Schwab is Base Rate + 0. ...Fidelity 500 Index Fund (ticker: FXAIX) From a historical perspective, the Fidelity 500 Index Fund is the best long-term, buy-and-hold fund Fidelity offers, according to Daniel Milan, managing ... skam austin Conveniently access your workplace benefit plans such as 401k(s) and other savings plans, stock options, health savings accounts, and health insurance. Welcome U.S. Employees; Outside U.S. Employees; Log In ... Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917. Fidelity's Virtual Assistant .Registration and enrollment information may be verified with your employer. Before investing in any investment option, please carefully consider the investment objectives, risks, charges and expenses. For this and other information, call Fidelity at 1-800-343-0860 or visit www.fidelity.com for a free mutual fund or variable annuity prospectus ...Charles Schwab offers a wide range of investment advice, products & services, including brokerage & retirement accounts, ETFs, online trading & more.Apr 26, 2022 · Fidelity will offer Bitcoin as an investment option in 401 (k) plans starting sometime in mid-2022. How much plan participants can put into Bitcoin will be determined by their employers, but a ... best sea fishing kayak uk Fidelity Investments 401 (k) Review - 2022. Fidelity Investments is a multinational company based in Boston. The company ranks among the largest financial asset managers, operating a brokerage firm, a large offering of mutual funds, retirement services, wealth management and life insurance. Fidelity can serve as a full-service firm to small ...Fidelity Invest Log In LoginAsk is here to help you access Fidelity Invest Log In quickly and handle each specific case you encounter. Furthermore, you can find the "Troubleshooting Login Issues" section which can answer your unresolved problems and equip you with a lot of relevant information.Fidelity Investments mushouku tensei How to pick 401(k) investments; IRA vs. 401(k) Roth 401(k) vs. traditional 401(k) Retirement calculators. All retirement calculators; ... Mutual funds. Fidelity performs great in this area, and it ...BrightScope, a financial-information company that rates retirement-savings plans, compiled for Kiplinger this list of the 100 most popular mutual funds in 401 (k) plans based on funds' 401 (k ... amanda brooks artist Fidelity is your direct connection to a vast universe of comprehensive investment products, from fee-based solutions to retirement products and wealth management programs. Securities. Access a wide range of asset classes, including domestic and international equity, fixed-income, new issue, and syndicate offerings. Mutual Funds1. The Fidelity Retiree Health Care Cost Estimate assumes individuals do not have employer-provided retiree health care coverage, but do qualify for the federal government's insurance program, Original Medicare. ... Because retirement decisions are complex and interdependent we encourage you to call your advisor or investment professional to ...Charles Schwab offers a wide range of investment advice, products & services, including brokerage & retirement accounts, ETFs, online trading & more. sewing machine needles for singer Fidelity provides a helpful 401(k) FAQ page on its website to discuss your options for transferring your 401(k) funds. For example, you can transfer them to an IRA via a rollover. One of the benefits of doing this is that you can withdraw money penalty-free if you're under 59 ½ years old and will use the money for higher education costs or a qualifying first-time home purchase.Fidelity Investments is settling a lawsuit involving its own 401 (k) plan for $28.5 million, according to court records filed Thursday. The settlement resolves a class-action case brought in 2018 ...Jeffrey McKinney April 29, 2022 549. (Image: Fidelity) In a groundbreaking move, Fidelity Investments will reportedly become the first major retirement-plan provider to let people place bitcoin ... rescue spaniels uk Fidelity, the largest retirement plan provider in the United States, announced plans to offer bitcoin in 401 (k) retirement accounts to its account holders later this year. The company is set to ...We are Sorry. There was a Technical Issue. We are currently aware of an issue with some 3rd party browser plugins that are causing issues with access to the Fidelity website.Conveniently access your workplace benefit plans such as 401k(s) and other savings plans, stock options, health savings accounts, and health insurance. Welcome U.S. Employees; Outside U.S. Employees; Log In ... Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917. Fidelity's Virtual Assistant .Fidelity Investments will offer investors the option to put bitcoin in their 401(k)s by the middle of this year. As the nation's largest retirement plan provider, Fidelity's decision could make ...We are Sorry. There was a Technical Issue. We are currently aware of an issue with some 3rd party browser plugins that are causing issues with access to the Fidelity website.The overall average 401 (k) balance hit $129,300 as of June 30, up 24% from the same time last year, according to Fidelity. Individual retirement account balances were also higher — reaching ... used class a diesel motorhomes for sale in alberta Fidelity Investment Account Log In LoginAsk is here to help you access Fidelity Investment Account Log In quickly and handle each specific case you encounter. Furthermore, you can find the "Troubleshooting Login Issues" section which can answer your unresolved problems and equip you with a lot of relevant information.BOSTON (November 16, 2021)-- Fidelity Investments®, the country's largest 401(k) provider, and Paylocity, a leading provider of cloud-based HR and payroll software solutions, announced today that seamless access to payroll capabilities is now available with the Fidelity Advantage 401(k)SM pooled employer plan (PEP).This enhancement will reduce the administrative burden on small- and mid ... rental cars in raleigh durham airport 444 Hospital Way Ste 5. Pocatello, ID 83201. From Business: Edward Jones is an investment firm that believes your financial goals deserve a face to face conversation. We can help you prepare for retirement, save for…. 7. Edward Jones - Financial Advisor: Jim Lothspeich.Jul 02, 2020 · Fidelity Investments is settling a lawsuit involving its own 401 (k) plan for $28.5 million, according to court records filed Thursday. The settlement resolves a class-action case brought in 2018 ... As part of our dynamic financial planning process, your PNC Investments Financial Advisor can work with you to: Understand your unique short-term needs, long-term goals, time horizon, tolerance for risk and more. Review your probability of success with sophisticated financial planning tools while illustrating the impact of various decisions ... pizza express camberley Fidelity 500 Index Fund (ticker: FXAIX) From a historical perspective, the Fidelity 500 Index Fund is the best long-term, buy-and-hold fund Fidelity offers, according to Daniel Milan, managing ...As an advisor, you understand how quickly our industry is changing. Put the strength of Fidelity to work for your practice through Fidelity Institutional SM. With comprehensive insights, proprietary research, a broad investment lineup, and extensive practice management resources, Fidelity Institutional stands ready to help you—on your terms. aceflareaccount Fidelity is your direct connection to a vast universe of comprehensive investment products, from fee-based solutions to retirement products and wealth management programs. Securities. Access a wide range of asset classes, including domestic and international equity, fixed-income, new issue, and syndicate offerings. Mutual Funds1.Fidelity provides a helpful 401(k) FAQ page on its website to discuss your options for transferring your 401(k) funds. For example, you can transfer them to an IRA via a rollover. One of the benefits of doing this is that you can withdraw money penalty-free if you're under 59 ½ years old and will use the money for higher education costs or a qualifying first-time home purchase.Oct 25, 2021 · Fidelity Freedom 2030 is the biggest in 401 (k) plans. Geared toward retirement savers with just under a decade to go before they quit working, the fund currently holds 62% of its assets in stocks ... Fidelity Investments announced that it will begin to offer Bitcoin as an investment option in its 401(k) plans. Fidelity, the largest 401(k) provider in the country, is the first to offer this as ... abrsm Step 3: Contact Fidelity and close your account. There are a few different ways to close your account. The most efficient way is to call Fidelity directly at 1-800-343-3548. You can speak to a representative that will guide you through the process of closing your account.Fidelity Institutional ®. Fidelity Institutional (FI ®) is one of the largest investment management organizations serving the U.S. institutional marketplace.*It works with financial advisors and advisory firms, offering them resources to help investors plan and achieve their goals; it also works with institutions and consultants to meet their varying and custom investment needs.Fidelity Investments. 291,316 likes · 3,386 talking about this. Please refer to the Commenting Guidelines for important information about your participation on this Page and Fidelity's presence on... sony 3d blu ray player Plan-specific information and forms to help you make the right savings moves. Title. Description. Minimum Required Distribution (MRD) Form (PDF) Distribution. FEMA DISASTER HARDSHIP WITHDRAWAL SPONSOR APPROVED (call 800-835-5095 before completing) (PDF) Distribution. Fidelity Investments is well-known for an excellent selection of low-cost mutual funds and brokerage services. The company is a leading annuities provider and works with clients to set up a plan to meet individual retirement income needs. Fidelity divides six annuities into three classes: retirement, asset protection, and income generation. tn felony offender lookup Apr 26, 2022 · Fidelity Investments wants to bring crypto to its workplace retirement plans. The firm announced Tuesday it will have a product ready in coming months to allow 401 (k) plan participants to direct ... Fidelity Advantage 401(k) is a service mark of FMR LLC. Before investing, consider the funds' investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Read it carefully.Fidelity announced that it will allow employees to put as much as 20% of their 401k plan in bitcoin. The plan is set to go into effect later in the year. The firm currently holds an estimated $2.4 trillion in 401k assets in 2020 alone, accounting for more than one-third of the total market share. BitStarz Player Lands $2,459,124 Record Win! alex drawer desk ikea Majority of 30 Million Retirement Savers Continued Saving with Small Percentage Making a Withdrawal or Changing Asset Allocation Investors Open IRAs at Record Numbers with More Than 407,000 New Accounts; Contributions to IRAs Among Millennials Increased 64% Over Q1 2019 Fidelity Investments ® , a market leading workplace benefits company and America’s No. 1 IRA provider 1 , today released ... How to pick 401(k) investments; IRA vs. 401(k) Roth 401(k) vs. traditional 401(k) Retirement calculators. All retirement calculators; ... Mutual funds. Fidelity performs great in this area, and it ...Fidelity Investments offers Financial Planning and Advice, Retirement Plans, Wealth Management Services, Trading and Brokerage services, and a wide range of investment products including Mutual Funds, ETFs, Fixed income Bonds and CDs and much more.FNF® believes the power of technology can elevate the real estate transaction. From investments in title and escrow software to industry-leading real estate partner solutions, we take our commitment to provide real estate professionals and consumers a truly reimagined, transparent, connected, and trusted real estate experience to heart. yoga alliance The letter followed Fidelity's April 26 announcement that participants in DC clients' plans can place up to 20% of their 401 (k) plan accounts in a stand-alone cryptocurrency investment called a ...Fidelity Investments - Retirement Plans, Investing, Brokerage ... Fidelity ClearPath ® Retirement Portfolios; Fidelity Preferred Program; ... Mutual funds and ETFs sponsored by Fidelity Investments Canada ULC are only qualified for sale in the provinces and territories of Canada. 88747-v202076 Fidelity Investments Canada ULC princess house pan 3. Fidelity internal analysis, as of September 30, 2021. Fidelity Advisor 401(k) Workplace Investing products and services provided through Fidelity Brokerage Services LLC, Member NYSE, SIPC, an affiliate of Fidelity Investments Institutional Services Company LLC. The overall average 401 (k) balance hit $129,300 as of June 30, up 24% from the same time last year, according to Fidelity. Individual retirement account balances were also higher — reaching ...Fidelity's robo-advisor, Fidelity Go, manages your investments for you. The investing account is free to set up, but you'll have to pay a $3 monthly fee for balances between $10,000 and $49,999 ... sadie's on academy Terms And Conditions Of Withdrawal Fidelity Investments . Fidelity Retirement Terms And Conditions. Fidelity 401k Terms Of Withdrawal And Loan. Fidelity Loans And Withdrawals . Fidelity Terms Of Hardship Withdrawal . Fidelity Terms Of Withdrawal 401k. Fidelity 401k Terms Of Withdrawal Pdf . Fidelity 401k Terms And Conditions Pdf The company also offers more than 3,100 mutual funds with zero transaction fees and a large number of proprietary low-cost index funds. According to Morningstar and Vanguard, its average expense ratio for mutual funds and ETFs was 0.09% as of December 2020, the lowest of any brokerage firm and well below the average of 0.54%. The company got ...These are the best Fidelity funds by performance for your Fidelity 401(k). Fidelity Investments is a powerhouse in retirement planning. Investors put more into Fidelity 401(k)s than Japan's $5 ... cutting and paste worksheetsApr 26, 2022 · Retirement giant Fidelity said Tuesday that it's launched a way for workers to put some of their 401 (k) savings and contributions directly in bitcoin, potentially up to 20%, all from the account ... Download our NetBenefits® app in the “More by Fidelity Investments” section below. - Trade stocks, options, ETFs, and mutual funds using industry-leading research and. market analysis. - Use advanced chart indicators for on-the-go technical analysis. - Monitor markets with real-time quotes. - Trade, transfer, deposit checks, and pay bills. rent in fallbrook 1015 18th Ave Ste 111. Monroe, WI 53566. CLOSED NOW. From Business: Edward Jones is an investment firm that believes your financial goals deserve a face to face conversation. We can help you prepare for retirement, save for…. 14. Edward Jones - Financial Advisor: Craig R Hoesly.This savings plan with 401(k) features provides employees with a convenient way to save on a pre-tax, after-tax or Roth 401(k) basis, and features a company contribution. Participating employees can choose to invest their contributions in a wide range of investments with different levels of risk. Employees may enroll immediately after joining ...Fidelity Investments is settling a lawsuit involving its own 401 (k) plan for $28.5 million, according to court records filed Thursday. The settlement resolves a class-action case brought in 2018 ... 063 aluminum sheet Establish or update the beneficiary on your Fidelity retirement accounts, brokerage non-retirement accounts, or annuities using the forms below 1. The beneficiaries you designate will receive payment of the value of your account (s) following your death. Retirement Accounts. Non-Retirement Accounts. College Investing Plan Accounts.This is the new password you will use each time you access your John Hancock Investment Management account online. Passwords must be 8-20 characters long and contain at least 1 number(s), 1 uppercase letter(s) and 1 lowercase letter(s) and 1 special character(s) (@,#,$, etc.). Enter a password into the New Password field. stream local channels One of the most-capitalized fund companies, specialized in mutual and exchange-traded index funds. Also offers services including brokerage, retirement investing, advice and college savings.The Nationwide Retirement Institute is a division of NISC. Nationwide Funds are distributed by Nationwide Fund Distributors, LLC, Member FINRA , Columbus, OH. Nationwide Life Insurance Company, Nationwide Life and Annuity Company, Nationwide Investment Services Corporation and Nationwide Fund Distributors are separate but affiliated companies.Establish or update the beneficiary on your Fidelity retirement accounts, brokerage non-retirement accounts, or annuities using the forms below 1. The beneficiaries you designate will receive payment of the value of your account (s) following your death. Retirement Accounts. Non-Retirement Accounts. College Investing Plan Accounts.Fidelity Investments is a privately held company with a mission to strengthen the financial well-being of our clients. We help people invest and plan for their future. We assist companies and non-profit organizations in delivering benefits to their employees. And we provide institutions and independent advisors with investment and technology ... nike replacement laces Its BrokerageLink has the same low prices as its retail brokerage accounts. There is no annual fee. Commissions are the same as retail: Fidelity funds: free. Treasury bonds: free. new-issue brokered CDs: free. select iShares ETFs: free. Vanguard ETFs: $5 a trade. The brokerage window opens up a world of good investment options.You should consider the fund's investment objectives, risks, and charges and expenses carefully before you invest. The fund's prospectus or summary prospectus, which can be obtained by calling 1.800.345.2021, contains this and other information about the fund, and should be read carefully before investing.FIDELITY INVESTMENTS 401k plan information. Other Company Names associated with EIN. NATIONAL FINANCIAL SERVICES: Organization Addresses. The following addresses have been detected as associated with Tax Indentification Number 043523567 . USA Location Address: PO BOX 673000: DALLAS: TX: 752673000: glass mason jar lids Fidelity Investments will offer investors the option to put bitcoin in their 401(k)s by the middle of this year. As the nation's largest retirement plan provider, Fidelity's decision could make ... p90x3 schedule Fidelity's retirement service Retirement planning calculators Drawdown Investing in retirement Investment Pathways I want to… Back I want to… Open a SIPP Transfer ... Invest in a range of mutual funds, exchange-traded funds (ETFs), investment trusts and individual stocks and shares. Save money with our discounts on hundreds of funds.Fidelity Institutional ® is a division of Fidelity Investments which offers clearing and custody services, investment and technology products and solutions, brokerage and trading services, and a range of insights, expertise, and world-class client experience to financial intermediary firms and institutions. Fidelity Investments is a leading provider of investment management, retirement ...Jul 04, 2021 · Website. Fidelity. Fidelity Investments, commonly referred to as Fidelity, earlier as Fidelity Management & Research (FMR), is a giant Boston-based mutual fund company and financial supermarket, and Vanguard's biggest competitor in recent years. Fidelity is sometimes credited with transforming the mutual fund business from a stodgy conservative ... Fidelity Investments is more than a financial services firm. We are innovators. A market leader in defining investment strategies. Pioneers in developing cutting-edge technology solutions. We believe in giving back to our local communities, and are a committed voice for diversity and inclusion. As a privately-owned company, we have the autonomy ... angelus 2 soft Fidelity — which held $2.4 trillion in 401 (k) assets in 2020, or more than a third of the market, according to the research firm Cerulli Associates — said it was introducing a digital assets ...For U.S. employees, your username (up to 15 characters) can be any customer identifier you've chosen or your Social Security number (SSN). If you use your SSN to log in, please create a personalized username for added security. Use the Need Help links to the right to change your login information. bealls of florida Aug 19, 2021 · The overall average 401 (k) balance hit $129,300 as of June 30, up 24% from the same time last year, according to Fidelity. Individual retirement account balances were also higher — reaching ... In this video, I'll cover the pros and cons of target date funds and show a step-by-step walkthrough tutorial about how to change your 401k investments in Fi... In order to qualify for a hardship withdrawal, you must not be able to get the money from some other source Homes Details: Fidelity 403 B Distribution Form 2 Largest 401(k) recordkeeper by number of plans, PLANSPONSOR magazine, 2020 A 401k is your personal property and is not supposed to be cashed in before you are 59-1/2 years of age A 401k is ...Generally, data on Fidelity mutual funds is provided by FMR, LLC, Morningstar ratings and data on non-Fidelity mutual funds is provided by Morningstar, Inc. and data on non-mutual fund products is provided by the product's investment manager, trustee or issuer or the plan sponsor whose plan is offering the product to participants. axminster tool Apr 26, 2022 · Fidelity CEO Abby Johnson is scheduled to speak at Consensus 2022 in June. Fees on the bitcoin investments in Fidelity’s 401 (k) accounts would range between 0.75% and 0.90% – depending on the ... Fidelity ClearPath ® Retirement Portfolios; Fidelity Preferred Program; ... Mutual funds and ETFs sponsored by Fidelity Investments Canada ULC are only qualified for sale in the provinces and territories of Canada. 88747-v202076 Fidelity Investments Canada ULCFidelity Investments will give companies that use the firm to administer their retirement plans the option to put bitcoin on the investment menu. The Department of Labor has warned 401(k) plans toJan 10, 2020 · Employer Summary. Associates can make 401 (k) contributions through convenient payroll deductions, deferring from 3% - 50% of eligible compensation on a pre-tax and/or Roth after-tax basis (subject to certain IRS limits). Fidelity makes a dollar-for-dollar Company-matching contribution up to the first 7% of the associate's eligible compensation ... big lots furniture sets Nov 18, 2021 · BOSTON, November 18, 2021--Fidelity Investments announces Guaranteed Income Direct, which allows workers to convert a portion of their 401(k) or 403(b) savings into an annuity. Fidelity Investments released its Q1 retirement analysis, which includes investment trends and metrics for its 401(k), IRA and 403(b) platforms. Contacts Corporate Communications (617) 563-5800 ...As an advisor, you understand how quickly our industry is changing. Put the strength of Fidelity to work for your practice through Fidelity Institutional SM. With comprehensive insights, proprietary research, a broad investment lineup, and extensive practice management resources, Fidelity Institutional stands ready to help you—on your terms. Apr 27, 2022 · Fidelity Investments customers with a 401 (k) account will be able to invest a portion of their account funds in bitcoin starting later this year, the first time a major retirement plan provider ... 2002 toyota 4runner sr5 1015 18th Ave Ste 111. Monroe, WI 53566. CLOSED NOW. From Business: Edward Jones is an investment firm that believes your financial goals deserve a face to face conversation. We can help you prepare for retirement, save for…. 14. Edward Jones - Financial Advisor: Craig R Hoesly.Jul 04, 2021 · Website. Fidelity. Fidelity Investments, commonly referred to as Fidelity, earlier as Fidelity Management & Research (FMR), is a giant Boston-based mutual fund company and financial supermarket, and Vanguard's biggest competitor in recent years. Fidelity is sometimes credited with transforming the mutual fund business from a stodgy conservative ... cheapest double din radio Fidelity.com * Online trading, ETFs, Mutual Funds, IRAs, & Retirement for Individual Investors; 401(k) Participants & Employees of Corporations * Account balances, investment options, contributions, tools, and guidance.; 403(b) & 457(b) Participants & Employees of Non-Profits * Account balances, investment options, contributions, tools, and guidance.1015 18th Ave Ste 111. Monroe, WI 53566. CLOSED NOW. From Business: Edward Jones is an investment firm that believes your financial goals deserve a face to face conversation. We can help you prepare for retirement, save for…. 14. Edward Jones - Financial Advisor: Craig R Hoesly. Mar 24, 2020 · Many of the best Fidelity mutual funds are ideal for retirement planning, including use in 401k plans April 22, 2020 By Todd Shriber , InvestorPlace Contributor Mar 24, 2020, 12:29 pm EDT April 22 ... richmond marathon By these criteria and other indicators, here are eight of the best-performing Fidelity funds for retirement. Credit. Fidelity Select Health Care Portfolio (ticker: FSPHX) Although Fidelity Select ...Fidelity Investments is a privately held company with a mission to strengthen the financial well-being of our clients. We help people invest and plan for their future. We assist companies and non-profit organizations in delivering benefits to their employees. And we provide institutions and independent advisors with investment and technology ...Aug 19, 2021 · The overall average 401 (k) balance hit $129,300 as of June 30, up 24% from the same time last year, according to Fidelity. Individual retirement account balances were also higher — reaching ... Generally, data on Fidelity mutual funds is provided by FMR, LLC, Morningstar ratings and data on non-Fidelity mutual funds is provided by Morningstar, Inc. and data on non-mutual fund products is provided by the product's investment manager, trustee or issuer or the plan sponsor whose plan is offering the product to participants. siamese cat sale